Retraite

Agirc-Arcco Annuity Complement: Here is the deliberate revaluation in November!

Inflation has reached a crucial degree. The state is doing its finest to Defending the buying energy of the French. As well as, a legislation was enacted for this function. On this textual content, the French can delight within the reassessment of many aids. Specifically, primary pensions elevated by 4%.

Nevertheless, a number of unions view the fundamental pension as inadequate. It’s best to know that for some personal sector staff, that is solely 50% of their pension. Happily, a reassessment of supplemental pensions is deliberate. Discussions are underway for Set a brand new amount.

An imbalance between pension methods

Emmanuel Macron’s Promise Growing pensions. Did he preserve his promise? The reply is sure. A minimum of partly.

Partly as a result of the revaluation in buying energy legislation does not apply to all plans. This score is 4%. offered by the federal government relate solely to primary pensions.

Moreover, the Minister of Economic system, Bruno Le Maire, clarify it :

“It’s as much as the social companions to lift the extent of supplementary pensions. We are going to enhance primary pensions. »

This example will increase the imbalance between the methods. In reality, staff are topic to public order Extra lucky than those that work within the personal sector. Know that greater than 90% of civil servant pensions are primary pensions.

For former personal sector staff, this solely represents 70% and even 50% for govt workers. With our colleagues from Figaro, Valerie Battini, founder and president of Sapiendo, a retirement firm, denounced:

“Revaluation resulting from inflation reminds us once more of the variations in therapy between schemes and legal guidelines. It widens the gaps between regimes which have a dedication to fiscal steadiness and others.”

She provides that this creates “Disputes between the French”. Thus, we are able to say that so long asThere is no such thing as a assessment For annuities complement, the imbalance that existed earlier than shall be even higher.

Supply: Pixabay

Supplementary Annuities: When to Reassess?

One factor is already sure: the government-promised reassessment means nothing No supplementary pension. There may even be no reassessment earlier than the hour.

Certainly, in keeping with our fellow Parisians:

“The social companions managing Agirc-Arrco, the supplementary pension for personal sector staff, adhere to the deliberate schedule, which gives for a rise on November 1. »

Happily, this date shouldn’t be very lengthy. Moreover, as we write these strains to you, to Agirc-Arrco, Discussions are already underway. It began on September thirteenth.

This assembly will conclude Reassessment share Which can turn into efficient November 1, 2022. We already know the date, however the actual query is how a lot is that this enhance. For this, listed below are the foundations about it.

Supplementary Annuities: Data Bases

These guidelines had been adopted underneath the 2019 Nationwide Interprofessional Settlement. This provision specifies that the reassessment of supplemental pensions is Made yearly Calculated based mostly on:

“The common annual wage of the residents of the scheme estimated for the present 12 months minus the calculated sustainability issue in order that, in apply, the service worth of the purpose evolves at the very least as a lot as client costs excluding tobacco, offered that the evolution of costs shouldn’t be higher than that of wages.”

As for the common wage and worth growth, the figures taken into consideration are these printed by Insee (Nationwide Institute for Statistics and Financial Research). Everyone knows the scenario, the worth growth is above the common wage. One factor is for certain, the worth enhance shall be mounted In comparison with the common wage.

The determine proposed by Agirc-Arrco

On September 13, the technical and monetary committee of Agirc-Arrco proposed a reassessment 4.8%. It must be mentioned, it is not ultimate. It is extra to open discussions.

Be that as it could, such a rise respects the foundations and doesn’t battle with established monetary targets. These targets are supposed to be preserved Reserves are at all times greater than 6 months.

retirement reserve which is, furthermore, in Pay till December 2023. Extra particularly, by the tip of 2023, Agirc-Arrco should guarantee it has a reserve that may pay 6 months out of retirement.

As anticipated, discussions will happen over the approaching weeks. Nevertheless, many have already introduced their place. Appears to already take care I agree with this suggestion.

Eric Scheffe, from the Federation of Small and Medium Enterprises (CPME) mentioned:

“A rule has been established by the Nationwide Skilled Settlement and will subsequently be referenced.”

Nevertheless, the commerce unions even have give their opinions.

Piggy bank money
Supply: Pixabay

Syndicate’s proposals

The unions agree on one level. Within the face of inflation and the imbalance of the present system, Extra assist is required for supplementary pensions. Pierre Roger of CFE-CGC confirms this:

“Now we have to see to what extent we are able to barely exceed the introduced numbers whereas staying within the nails of the system”

Pascal Coton of the Commodity Futures Buying and selling Fee provides:

“We should help the buying energy of retirees.”

For Michel Bogas of Power Ouvrière, full:

Particularly since final 12 months, requested the hassle of retirees. »

Budgeting final 12 months’s recession

Final 12 months, inflation was 1.5%however the reassessment of the supplementary pension has been set in 1%. That is why this 12 months’s promotion 0.1% There’s extra to be carried out. This will increase the speed 4.9%.

Even higher, CGT’s Pierre Bloken understands that the foundations had been set throughout the 2019 Inter-Skilled Settlement. Nevertheless, this rule must be modified accordingly. add thatWe do not have a lot time to do that.

“But when we do not need pensioners to lose buying energy, it is higher if the rise is round 6%,” says Pierre Bloken.

These are all simply opinions, nothing has been determined but. The discussions shall be extra stormy Between unions and employers underneath the workplace of Agirc-Arrco and the Board of Administrators. In line with the capital, the precise figures needs to be licensed on October 6.

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